Low income families have a lot of hurdles when it comes to career advancement and jobs. There are plenty of barriers and reasons why people work in low wage jobs. Some of these reasons include lack of skills, lack of access, or factors that make it difficult to find better jobs. Ultimately, there are things ...
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It is no secret that it takes money to live or that most people are barely getting by. It would be wonderful if we always made enough to take care of necessities, but that is not the case. So few “average” people have enough left out of their checks to save, so when an emergency ...
There is no one way to get out of credit card debt since it will depend on your situation. You can rely on a number of credit card debt tips, whether it’s paying off each card individually, transferring your balances, or asking for a lower interest rate. Whatever your financial goals are, getting rid of your ...
I am sure that it will not surprise you if I say that debt is on the rise in the US. Every year it rises exponentially. It is incredibly hard to exist today without some type of debt. In reality, it is not impossible. It is challenging but not impossible. There is a difference between ...
Bankruptcy can feel like a death sentence. The shame alone is enough to make many people socially anxious. However, you can recover from a bankruptcy, and YES, there is life after bankruptcy. You can take steps back to financial health if you know what to do. It may not happen overnight but it will happen. ...
Most of us are interested in anything that will put more money in our pockets. This includes a higher paying job. However, it’s not always easy to figure out how to get that coveted job. Your lifestyle and your bills may push you to find ways to make more money. After all, the electric bill ...
One of those moments of total adulting happens when you buy your first house. You may think it will never happen, but one day, you realize you are ready. You just know and you start looking for a home. That is when it hits you. Wow! Houses cost a lot of money. You really want ...
I do not know one single person that does not like free stuff. It may come as a surprise to you that there are many ways to get free things. You just need to know where to look. There are many freebie sites available to you where you can find all the free items you desire. ...
How many times have you been in a store and when you go to pay, you were worried about whether or not the payment would process? That is not a fun position for you to be in. It can be embarrassing to have your debit card declined. It can also be scary and frustrating if you think ...
None of us want to be in a situation where we feel like we’re looking for “handouts” or like we can’t provide for ourselves and those in our care. Despite what politicians and those talking heads on TV like to repeat endlessly, very few people set out with a life goal of “milking the system” ...